In the first installment of our Getting Ready To Separate series, we looked at 5 important steps you should take to prepare financially for the process of separating from your spouse. Chances are, finances are at the forefront of your mind when you’re thinking of leaving a marriage. Separating is expensive. Moving costs, rent, incidental bills… it all adds up. Here are some additional items you should add to your pre-separation to-do list:
- Take advantage of benefits. Especially if you’re covered under your spouse’s benefits plan, now is the time to use your benefits. See your GP for a physical. Have a routine dental cleaning or that root canal you’ve been putting off. Have your eyes checked by an optometrist and buy new glasses or contacts. Redeem any massage or physiotherapy benefits (you probably need a therapeutic massage anyway!) and fill all prescriptions as close to your date of separation as possible. All of these things add up, and you’ll be glad you don’t have to pay out of pocket for them when you have so many other new expenses.
- Stock up on groceries. If you have a lower income than your spouse (and especially if you’ll be taking the children), having a fully-stocked kitchen will help while you’re trying to get on your feet. Groceries are expensive, and you don’t need another expense while you’re paying for rent, new furniture, car payments, or any other expenses associated with separating.
- Make repairs and purchase anything you might need post-separation. This may include making repairs to your vehicle or replacing your old computer.
- Remove any personal information from your shared computer. Clear your computer’s history and saved passwords, and record any information that you may need.
- Sort and purge. Donate old clothes, books, and anything else that you don’t need or use. This will give you an opportunity to sort through what you want to take and leave, as well as downsize so you have less to move when the time comes.
For more information on divorce and other family law matters, please visit MyOntarioDivorce.com.
Robert Berman B.C.L, LL.B
Founder & Family Lawyer